Workers pay 9% more for family health coverage in 2026
A nonprofit survey shows US workers paid an average of $7,471 for family health insurance premiums in 2026, marking a 9% increase from the previous year.
Premium costs rise sharply
The average cost for a family plan reached $7,471 according to the KFF Employer Health Benefits Survey. This represents a 9% jump compared to recent increases of 6% and 7%. Small business employees faced even larger percentage increases than those at large companies.
Employers cover most costs
Employers have shouldered the majority of these rising premium increases so far in 2026. The overall cost of health care is climbing and driving these higher payments for workers. KFF describes its survey as a gold-standard source for tracking these financial changes.
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