Man denied life insurance after doctors recommended active surveillance for prostate cancer
A man from Chicago was rejected by eight insurers in 2013 because they classified his monitored prostate cancer as untreated.
Medical advice versus insurer rules
The patient had a heart attack in 2005 and was diagnosed with prostate cancer three years later. His oncologist at the University of Chicago recommended active surveillance instead of surgery or radiation. Insurers rejected his applications because they viewed the monitored condition as untreated cancer.
Coverage reduction and financial impact
The man previously paid $184 a month for $600,000 in term life coverage. After negotiations with multiple companies failed, he secured only $100,000 in universal life insurance. He kept the same monthly premium but lost most of his original protection.
Reported by one outlet
Only one outlet has published this. Nothing here has been checked against a second report, so read it as that outlet's account and follow the link below for the original.
Reported by
1 independent outlet. Headline as published. Links open the original report.